About us at debt free IVA

Unlike many other debt management companies Debtfree-iva.co.uk will give you free advice initially with no cost for your actual proposal, or Individual Voluntary Arrangement.

This compares favourably with the amount that has to be deposited with the local Court if you declare yourself Bankrupt. Other debt counseling companies often demand three months contributions in advance before they write to creditors to secure their fees which can be far more expensive for you and also delays the whole process which can often cause additional problems with irate creditors.

In other instances, if it is appropriate to propose an Individual Voluntary Arrangement, these Debt Management Companies may receive a fee of between £500 and £1,500 by way of introductory commission, all adding to the costs which will either have to be paid by you prior to your individual voluntary agreement commencing which again may cause a delay or result in higher monthly payments (contributions) which you would have to pay over the entire period of the scheme which can be up to five years.

By choosing Debtfree-iva.co.uk everything becomes transparent - there are no hidden costs and the fees charged for negotiating and actioning the Arrangement are included within the proposal that we agree with your creditors before the scheme is approved.

Call Debtfree-iva.co.uk now on 0800 345 7988, apply online to see if you qualify for an IVA or click here and let us contact you at a time suitable to you.

Thank you for choosing Debt Free IVA.