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Fill out our short form below to see if you qualify for a debt free IVA!
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Who are debt free IVA?

Why Choose Debt Free Iva?

We will speak to your creditors for you and will stop them contacting you while we prepare a proposal for them.
Government legislation states that up to 75% of your debts could be written off under the IVA agreement!
It couldn’t be easier - simply call us now on
0800 345 7988 or apply online.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it. For customers with previous credit problems the overall cost for comparison is 8.6% APR. The actual rate available will depend upon your circumstances. Please ask for a personalised illustration. Where consolidating other loans into one mortgage, this may increase the amount repaid overall and the term over which these loans are repaid.

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Debt Free IVA is a trading style of Smile Commercial Lending which introduces only to Smile Money Limited who is an Appointed Representative of Infinity Mortgages Limited which is Authorised and Regulated by the Financial Services Authority. FSA Number: 306581.Debt Free IVA will be paid a fee for introducing your mortgages and a typical fee is 20% of the fees earned by Smile Money Limited.

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Debt Free Iva News

ENTERPRISE ACT 2002

On September 2003 the Government introduced the latest stage of the Enterprise Act 2002. Click here to read more of this story from debt free IVA.

PEOPLE OVER THE AGE OF 55 STRUGGLING TO DEAL WITH THEIR DEBTS

Nearly a quarter of over-55s with debt over £10,000 said that they are "quite likely" or "certain" to go insolvent and look towards a debt free iva. Click here to read more of this story from debt free IVA.

INSOLVENCY RISE

Over the past two years the number of people going insolvent (debt free iva) has risen sharply. Click here to read more

77 YEARS TO GET BACK IN THE BLACK

It could take 77 years on average for people asking Citizens Advice for help with debt to get back into the black, a report from the charity has said. Click here to read more of this story from debt free IVA.

 

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